illest, cops pull bikes over all the time. The first thing they do when they see a bike is run the plates in the computer to find out if the owner as his permit and trust me you will get pulled over in a matter of days. Like the others said, it's kinda stupid to ride without insurance or permit and keep in mind if you crash without both, you will loose everything you have and end up in jail. Just get the liscence, it will cost you 500$ for peace of mind and you can't just get on a sport bike and beat it like you do with a car (trust me and my experience on this). In the beginning of summer, I had my learners permit so I could ride but only with other people that had their permit. Well me and a friend go for a ride. I told him to meet me at the gas station right next to my old appartment. Well 2 blocks later, I have a cop on my ass and I get pulled over (I was on the bike for about a minute before getting pulled over and this was the first time I ever rode my bike). Well the cop let me keep my bike because my friend showed up but I got a nice ticket. If my friend would not have showed up, he would have towed the bike and it would have costed me more to get the bike back from the inpound lot then just taking the permit. I got pulled over a minute after leaving home for the first time with my bike so trust me, you will get pulled over.