The first big accident I was involved in was caused by an old man. He never saw the stop sign and plowed right into me at 50km/h. He never stopped until after my car had spun around . He admitted that he never saw me, we exchanged info and parted ways. When I finally called my insurance I found out that he had already called and blamed me for running the stop sign. I spent a month and a half fighting with my insurance but they never believed me, probably because of my age(I was 17) and only payed half the value of my car. What would of happened if someone was crossing the road?