It's a good idea to be bearish Dibbs. GTFO indicators appeared july 1st for DJIA, august for S&P500 and september for NASDAQ. I set my indicators monthly, otherwise it is too sensitive with a shorter time span. What I do is that I look at institutional money. When they start selling off, usually market gets volatile for about a year and then shit hits the fan. When institutional money gets back in, that's when it bottoms and it indicates to load up the truck. I'll look on monday if indicators get back to green, which I doubt but you never know. I tried to sell puts this week and I couldn't get filled. Very frustrating.
To answer OP, I'm an investor, not a trader nor a gambler. My outlook is very long term therefore a yearly rate of return is meaningless to me. That being said my strategy is to make investments that will give me my money back within five years.