c'est pas les gros depenses qui vide ton compte, c'est les petites depenses et toutes les petites sorties
mes fonds communs (mutual funds) a TD font en moyenne ~11-14% par annee. Ceux-la sont pour ma retraite. Le reste je controle moi-meme, je regardes mes placements 2 fois par semaine sinon je vire fou avec ca. Et j'investi juste dans les 8-10 compagnies que je suis de pres, pas plus.
In english next because.
So I only invest in the 8-10 companies i follow closely. That includes their supply chains, rumour sites, product releases, keynotes, etc. I don't get tempted by anything else. I stick with what i know, and i don't mind cashing out and keeping cash on the sidelines for a bit if i'm not sure of something.
And how you accumulate your seed money? Be disciplined and stop being jealous of your neighbour. While in my 20's I drove my jetta for 10 years, had the smallest amount of expenses possible while building my business. So while my friends were going out clubbing, buying bottles @ $120 each in clubs, leasing new cars, going to cuba and mexico every year, or twice a year, or starting their families (huge expense!), I stuck to my plan. They're doing okay, i'm just doing better