Muchy make sure that when you buy your vehicle, you check Registre des droits personnels et réels mobiliers (RDPRM), the Quebec government entity that registers liens / loans /hypotheques against vehicles. important that you make sure that you the title is clean before you buy, or you will have legal problems like this guy :

Checking a prospective vehicle for a clean title is especially important if you are a buyer who doesn't have to mess with deposits or financing (where the bank owns you car ), and are willing to use personal cash to cut a draft and drive off the lot.