Does anyone here know a lot about investing? I may be getting an inheritance soon and before I do proper research I thought I'd ask around here what people thoguht. I've spoken to banks and I'm unimpressed. They give you a list of funds that they invest in and they are all like 1-3% return or whatever and it just looks so packaged and boring. People like Bernie Madolf and stuff who invest other people's money...is this a viable option (obviously not Madolf but you know what I mean). Are there professionals who are not banks who take people's money and invest it because they just know a shitload about the stock market. Or are all these people the ones managing the funds for the banks getting only a few percent return per year and anything else is either sketch. I'd like to get a return of 5-8% annually which I think is feasible and don't want high risk.